Car Title Loans and Requirements
At Ideal Lending, we have a few options for the car title loans Twin Falls, ID residents can depend on for help. Our specialty is, of course, the Idaho Installment Title Loan, but we also offer standard title loans and signature loans. If you already have a title loan in Twin Falls, ID or a nearby town, we will refinance it and cut your interest rate in HALF!
Definition: A loan where titled property is secured as collateral and the loan is paid back in steady and predictable monthly installments.
Interest rate: Our loans are half the typical title loan rate at 150% Annual Percentage Rate
Requirements:
- Title to a vehicle
- Current proof of income for the last 30 days (paystubs or bank statement)
- Government issued photo ID
- Spare Key (if possible)
Unsecured / Signature Loan
Definition: A loan where your income and signature is the collateral and the loan is paid back in steady and predictable monthly installments.
Interest rate: 260% Annual Percentage Rate
Requirements:
- 1 year at current employer
- 2 full months of bank statements.
- Current proof of residence (such as a piece of mail dated within the last 30 days)
- Government issued photo ID
Questions about our Loans and Requirements?
Whether you’re in Boise, Nampa, Caldwell, Fruitland, Twin Falls, or Post Falls, Pocatello or Idaho Falls give us a call at 208-336-5626 if you have any questions!
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