We charge less than other title lenders.

No/bad credit? No problem!

Refinance an existing title loan at HALF the rate!

Loans and Requirements

At Ideal Lending, we have a few loan options to help you out.  Our specialty is, of course, the Idaho Installment Title Loan, but we also offer standard title loans and signature loans.  If you already have a title loan, we will refinance it and cut your interest rate in HALF!

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Title Installment Loan

Definition: A loan where titled property is secured as collateral and the loan is paid back in steady and predictable monthly installments.

Interest rate: Our loans are half the typical title loan rate at 150% Annual Percentage Rate

Requirements:

  • Title to a vehicle
  • Current proof of income for the last 30 days (paystubs or bank statement)
  • Current proof of residence (such as a piece of mail dated within the last 30 days)
  • Government issued photo ID
  • Spare Key (if possible)
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Unsecured / Signature Loan

Definition: A loan where your income and signature is the collateral and the loan is paid back in steady and predictable monthly installments.

Interest rate: 260% Annual Percentage Rate

Requirements:

  • 1 year at current employer
  • 2 full months of bank statements.
  • Current proof of residence (such as a piece of mail dated within the last 30 days)
  • Government issued photo ID

Questions about our Loans and Requirements?

Whether you're looking for a title loan in Boise, Nampa, Caldwell, Fruitland, Twin Falls, or Post Falls, give us a call at 208-336-5626 if you have any questions!

Get a Quote Today!

We would love to help you achieve your goals! Fill out our form and we will contact you with a quote!

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